Zen Score : 7.4 / 10
Houzen Rentability
Asset
Neighbourhood
London
Weight
Amenities (micro location)
7.9 7.4 6.7 22.5%
Location
7.7 7.7 7.0 22.5%
Property
7.3 7.1 6.9 20.0%
Neighbourhood
7.1 7.0 6.6 17.5%
Eco Sustainability and Wellness
7.0 7.0 6.3 17.5%
Total Score 7.43 7.28 6.70 100.0%
This petit apartment has an open-planned kitchen and all the appliances an investor
would need to rent this out.
Great location with Oval station just 2 minutes away.
2-minute walk to Oval Station (Northern Line)
Close to a wide range of amenities and high street
25 minutes journey to anywhere in central London
Feature
2 bed
Lease Hold
1 Bathroom
542 Sq Ft
Broadband 80mbps
Distance to
Minutes
Distance (Miles)
Oval Underground
3
0.2
Vauxhall Underground
12
0.6
Tesco Express
10
0.5
Waitrose
15
0.8
GP Clinic
8
0.4
Kennington Park
4
0.2
Central London via Public Transport
12
Amenities
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Location
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Property
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Neighbourhood
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Sustainability
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Others
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Property Summary
Tenure
Leasehold
Bed
2
Bath
1
Square footage
542
Year Built/Converted
-
Last refurbished
-
Outdoor Space
n/a
Broadband Speed (estm)
80 mbps
Estimated Financial Return
Cash-on-cash Multiple
1.48x
Income
£60,200
Capital Growth
£71,374
Total Profit
£131,574
IRR
8.5%
Income Yield (Market Rent)
4.1%
Income Yield (Houzen Rent)
4.4%
Purchase and Sale
Debt
£263,449
Equity
£184,927
Interests
£36,562
Fees, Maintanence, Costs
£28,900
Profit
£5,912
Net Sales Proceeds
£519,750
Tenancy Income
Occupied until
Vacant
Current Rent
£ -
Market Rent
£1,550
Houzen Rent*
£1,650
Estimated Uplift
6%
Mortgage and Equity
Gross Purchase Price
£448,376
Loan Amount
£263,449
Total Equity at Exchange
£50,801
Total Equity at Completion
£134,126
Capital and Operating Expenses
Initial Refurbishment
£6,626
Annual Maintenance Budget
£10,492
Service Charge
£5,149 (£2.00 psf)
Property Management
£5,346
Leasing Fee
£1,287
Total Expenses
£28,900
Capital Stack
Net Sales Proceeds
£519,750
Equity
£184,927
Debt
£263,449
Total Repayment
£300,011
Interest Payments
£36,562
Income
£60,200
Capital Gains
£71,374
SPV / UK Company creation, UK bank opening, accounting and legal all done online for £650 one off
and £20 per month. Co-investment or fund creation wealth container for upto 15 investors also
available upon request (contact us for more info)
Comming Soon We are working hard to qualify and bring on-board trusted lending partners. Please stay tuned for
an exciting and 100% digital home financing and investing experience. Leave your details if
you're interested to learn more
Transaction
Hold Period
5 years
Stamp Duty Holiday
Eligible
Tenancy
Total void over hold period
6 months
Rental Payments
Monthly In Advance
Debt
Mortgage
60%
Arrangement Fee
0.40%
Interest Rate
3.00%
Capital Expenditure
Initial Refurbishment
£5,700 2%
Internal Maintenance Budget
£1,900 1%
Service Charge
£2,351
Ground Rent
£750 (£3.75 psf)
Buy side 
